Tags: car Loan calculator, Car loans

Car Loans Brisbane – Call 07 3256 3733 and we will provide you with all the info that you need – Rates and repayments.

Car Loans Brisbane

Check out our Car Loan Calculator to get an idea on what you can afford to buy. It is handy to know what the loan repayments will be before you go shopping.

So, are you shopping for a new car? This can be a very daunting process, particularly if you haven’t purchased one for a while.

The amount of available information may seem immense so taking some time to talk to people you trust and learning as much as you can online will leave you better equipped when you walk into the showroom.

Reliability, fuel economy and safety features will become more important than aesthetic considerations in the long run and the more you know about the options available and how they can make your life easier, the happier with your choice you will be.

For most people, the key to choosing the right car is prioritising the essentials – working out what you need from your new car, rather than simply what you want.

Where you live and work can be a significant factor to consider when deciding what kind of car you should be driving.

For those who do most of their driving in suburban areas, the comfort, size and manoeuvrability of a vehicle will be important. Your car should ideally be compact, with a tight turning-circle and good driver visibility.

Car Loans Brisbane sees the options for the city are hybrid cars, which feature stop-start technology. This means the engine automatically switches itself off when the car is sitting idle – at a stop light or in a traffic jam, for instance – greatly increasing the car’s fuel efficiency. Australia’s best cars for city driving include the Toyota’s and Honda’s.

For people who do a lot of driving on country highways, the risk of breaking down in the middle of nowhere will make reliability a high priority and good fuel efficiency will help ease the cost of driving. The 1.6 litre motor and smaller are among Australia’s most reliable and economical cars albeit that the diesel motors are my favourite.

Country drivers who spend a lot of time on dirt and gravel roads may want to look into investing in a sturdier vehicle with off-road capability.

Car Loans Brisbane – Choosing the right car for your use.

Car Loans Brisbane can assist in finding the car that best suits you comes down to determining your individual needs. Since there are many aspects to be considered, approaching them one at a time might help you get a clearer idea of what you need from your new car.

Factors such as where you live, your environmental concerns, how many passengers you will regularly have or how much equipment you transport can all have a bearing on your decision, as well as the all-important question of how much you are willing to pay to purchase and maintain your car.

Working out what your specific needs are and prioritising them should give you the tools you need to choose the right car for you.

How many seats should your new car have? How many doors?

Deciding how many seats and doors your new car should have will be primarily determined by the space and ease of loading you require for transporting people or equipment.

For instance, many singles or couples without children will find that a three or five-door hatchback will fulfil their requirements in these areas. Hatchbacks have two rows of seats and a small load space accessible through the back door. While a three-door hatchback can offer sportier look, five-door cars are easier to load when taking passengers, and tend to have more comfortable seat belts. The Volkswagen Golf and Hyundai i30 are among the top-selling hatchbacks in Australia.

Generally, small families will find that they are better suited to a sedan, most of which offer roomier seating, four doors for easy loading and a large storage boot. Australia’s most popular sedans include the Toyota Corolla and Honda Civic.

Larger families might opt for a five-door, seven-seater vehicle, or “people mover”, which features three rows of seats to accommodate extra passengers.

What difference does fuel type make to your new car?

Car Loans Brisbane suggests that choosing a new car may involve developing an understanding of the main fuel types available, and deciding which you prefer to use. Each has its advantages and drawbacks.

Unleaded petrol is the most readily-available fuel type, which makes it quick and easy to fill up. With oil reserves drying up, however, petrol is becoming increasingly expensive, and it produces more greenhouse gases than other fuel options such as diesel and LPG.

Diesel is 30% more fuel-efficient than petrol, which means you will spend less money on fuel. While diesel creates more carbon emissions than petrol, it contributes less to global-warming because your car uses less of it. However, diesel is a major source of particle matter emissions, which are linked to cancer and respiratory disease. On top of this, diesel is generally more expensive than petrol, and the cars that use it tend to be more expensive than their petrol equivalents.

How much should you pay for your new car?

Once you have decided which new car make and model you’d like to buy, it‘s time to start shopping around for the best prices. Use the internet and talk to friends to help you get an idea of what you should be paying, so you have the information before you walk into a car dealership. Also use a car loan calculator to work through your budget – this is very important.

Many websites offer information on vehicle invoice prices – the amount the dealer actually pays for the car. This should give you a good starting point for your negotiations. Unless the car you’re looking at is in extremely high demand, the dealer’s starting price is likely to be well above what you could end up paying.

So play it smart and seek advice for Car Loans Brisbane – research the car and use a car loan calculator such as the one on Aussie Loans web site to best prepare yourself or call our office on 07 3256 3733.